– Purchased CDS from Lehman Brothers. Monthly premium is $400 million. The dividend is 1,000 times. There was also a condition that if Lehman Brothers went bankrupt, funds equivalent to $400 billion would be paid in advance. The contract period is from October 2007 to October 2007.
– thank you. Thank you so much for your hard work.
Kim Cheol-soo closed his cell phone and whistled.
A white poodle, which was marking its territory somewhere, soon came running.
Hayang, who had grown huge in less than a year, kept rubbing her body against Kim Cheol-soo’s legs.
“Sawol, where is your friend?”
At Kim Cheol-soo’s words, Sa-wol barked once and ran off somewhere.
Since we met in April, we officially named her April.
As I followed Sa-wol, I saw So-mi riding the slide with Hye-na.
As Kim Cheol-soo approached, Somi toddled over and opened her arms, and Kim Cheol-soo hugged her.
“I’m sleepy. Let’s go home. dad.”
Choi Hye-na said while stroking the head of Sa-wol, who was wagging her tail as if she were running a fan.
“I should go home, eat the food my mom cooked, and sleep. “Somi?”
“no. It tastes awful.”
“…….”
“The food Dad cooked is delicious!”
Children were honest.
You will be punished
– The International Herald Tribune (IHT) reported on the 14th that the decline in real estate prices in the United States, caused by the deterioration of subprime mortgage loans in the United States, is spreading not only to Europe but also to Asia.
– The newspaper reported that housing price bubbles are noticeably bursting in places such as the UK and Ireland, while bubbles are bursting in India and China, but the negative impact is less than in Europe.
News playing on TV.
Jinsook Yoon, who was peeling apples, opened her mouth.
“You did a really good job selling it.”
In Jinsook Yoon’s office, which was always crowded with people, there was a tranquility that I had never felt before.
“Not doing well these days?”
“Prices keep going up, but there are no home buyers. Still, there is steady demand for monthly rent and jeonse.”
“I’m glad.”
“Thanks to you, a lot of older people are coming.”
“Thanks to me, what. “It’s because my mom is good at it.”
“Hyena?”
“I went to the hospital. Because of the second one.”
“Be nice.”
“of course.”
Jinsook Yoon looked worried.
“How is your in-law’s health?”
“You don’t tell the story clearly. “If a single word gets out, it will affect the management of the group, I guess.”
“Well, that’s not an easy position either. “I can’t even say it hurts.”
As Yoon Jin-sook reached out to peel another apple, the door opened and Young-su came in carrying a bag.
“Hey, come.”
Hearing Jinsuk’s words, Youngsu hurriedly jumped onto the sofa and stuffed some fruit into his mouth.
“Even if you’re a college student, you still eat.”
Yeongsu laughed at Cheolsu’s scolding.
“Final exams just ended. “I heard that I couldn’t even eat and study because I was preparing for the exam.”
“Damn. “A guy like that has a GPA of 3 in his first and second years?”
“I don’t think you know, but I was a preparatory major until last year, and from now on I’m a regular major.”
“What difference does that make?”
“Pre-med is a preparatory course where you can have fun as much as you want, and from now on, I’m really going to study.”
“You put it together so well?”
“If you had seen my grades, you would know that all subjects related to my major were A+. And my grade in the first semester of the main course, I can guarantee, is above 4.2.”
“What if I don’t get those grades?”
“Give up your pocket money.”
“okay. “You know that if you say you’re going to do it, you’re going to do it, right?”
Youngsu also nodded confidently at those words.
“The reason I got a score in the 3-point range during my pre-med course wasn’t because I was playing around. “It’s just that there was a lot to do.”
“What are you doing?”
“Just sitting around and studying hard won’t make you a great doctor.”
After class in his first and second years, Yeongsu always went to work at the hospital run by Jeong Byeong-cheol, his girlfriend’s maternal uncle.
There, I learned my trade by helping Byeong-cheol Jeong until late at night.
Cheolsu lowered his eyes and saw Yeongsoo wiggling his fingers in a certain rhythm.
“Why can’t my hands stay still like this?”
“I’m practicing suturing.”
“Suture?”
“huh. Imaging? simulation? It’s the same thing. “When I went to Africa, a famous doctor said he trained like this.”
“You too… live in moderation.”
“Namisa!”
Kim Cheol-soo chuckled, and Young-soo also giggled.
Jinsook Yoon was just quietly listening to her sons’ story.
Both were living hard lives.
——————
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He was moving toward the goals he had set and achieving them one by one.
“mom···. “Why are you crying again?”
Yeongsu said while looking at Yoon Jinsuk, and Kim Cheolsoo also turned his gaze.
“When did I? It looks like something got in your eye. ··· Let me bring you some more fruit.”
Jin-Suk Yoon stood up, and Young-Soo looked at Cheol-Soo Kim and said.
“brother.”
“why.”
“Somi isn’t looking for me?”
“You don’t seem to like it that much?”
“··· Why are you doing that?”
“well. Could it be that you feel competitive?”
Yeongsu burst out laughing at those words.
“After all, a genius recognizes a genius!”
**
July 2008.
“Chairman Kyung-Hoon Choi came to visit.”
Younghwan Jo struggled to get up from the bed.
Although I lived a long life thanks to my body trained in martial arts since I was young, I now felt that my body was weakening day by day.
Since I still couldn’t use my legs, I got into a wheelchair with the help of a caregiver.
“What are you going to do with the group if you become chairman and just move around like that?”
As soon as Jo Young-hwan met Choi Kyeong-hoon, he scolded him instead of greeting him.
“how are you?”
“I’m dying from pain.”
Choi Kyung-hoon smiled and answered.
“The group is well run by talented people who have been fostered for a long time.”
“Tsk tsk. “The chairman is the most useless.”
Choi Kyung-hoon just laughed at Cho Young-hwan’s provocation.
Jo Yeong-hwan waved his hand and bit the people around him.
Jo Young-hwan takes a sip of the prepared tea and looks a little relaxed.
“okay. “What’s going on here?”
“It appears that Lehman Brothers is planning to hold an extraordinary general meeting of shareholders.”
“so?”
“I’m still in good health, but I don’t think it’s the right time to replace the president.”
At those words, Younghwan Jo made a bitter expression.
“Then why did you sell all your shares?”
“If your father-in-law helps you…”
“I’m sorry, but I also sold all my shares to Lehman for tax reasons. “I can’t help you.”
Choi Kyung-hoon turned his gaze and looked at the window where the sunlight was streaming in.
In fact, calling his sons and talking about taxes and putting his shares on the market were all calculated actions.
– Manager Kang. Does this really mean that Lehman Brothers could fail?
– The leverage is so high that the financial structure can collapse if the economy worsens.
-What are the odds?
– It’s about 25%.
– The odds are too low to take the risk.
– but···.
– but?
– President Cheol-soo Kim gave instructions to purchase Lehman Brothers’ CDS.
– That guy?
I thought about it for a long time.
Kim Cheol-soo gave instructions to Kang Young-min to purchase CDS without proper information.
Choi Gyeong-hoon thought about the failures of Kim Cheol-soo from the time he first saw him until now.
Not once.
There was no failure.
Choi Gyeong-hoon, who thought for a long time about whether he should believe in the 25% probability or Kim Cheol-soo, who has never failed, came to a conclusion.
In the end, as expected, even Cho Young-hwan handed over his stake to Lehman Brothers.
When Choi Kyung-hoon sighed, Jo Young-hwan also sighed.
Although their intentions were different, the meaning of their sighs was the same.
A sigh of relief.
“I have to pass it on to Kyungjun.”
“How do they know who they will appoint as president?”
Kyung-Hoon Choi responded with a frustrated expression, and Young-Hwan Jo smiled triumphantly.
“It will be as I wish.”
“Surely… you joined hands with Lehman? “Are you the one who hated foreign powers so much?”
When Choi Kyung-hoon asked as if interrogating, Jo Young-hwan’s smile immediately disappeared from his face.
“If you had followed my will, none of that would have happened.”
“That’s a cowardly excuse.”
“This guy…”
“You probably don’t know.”
“What don’t you know?”
“Why did people follow their father-in-law so much?”
“···.”
“Because you had faith. “So did I.”
Baek Jun-seok was attached to him, and Yu Ji-hoon was attached to him.
This happened because of Cho Young-hwan’s wrongful intention to elevate his eldest son to the position of chairman.
“Hanyoung! Glorify Korea. It was a mission given to me by my elders. When I saw that everyone established a scholarship foundation without spending a single penny of the money they earned on themselves, I thought that a great person had emerged in Korea as well. “At one time.”
“···.”
“Now most of the shares are in Lehman’s hands and they can do whatever they want.”
“It’s because of you.”
“No.”
After a brief pause, Kyung-Hoon Choi opened his mouth.
“It’s because of us.”
Jo Yeong-hwan laughed empty-handed at Choi Gyeong-hoon’s sighing cry.
“okay···. “You’re right.”
Choi Gyeong-hoon handed a small piece of paper to Jo Young-hwan.
There was an address written on it.
“What is this?”
“This is the tomb where Gayoung is buried.”
At those words, Jo Young-hwan’s face hardened.
“Atone before you go.”
“This guy!”
“Isn’t it all over now?”
“··· No work. Clean it up.”
Choi Gyeong-hoon picked up the paper that Cho Young-hwan had thrown, put it in his arms, and stood up with a calm expression on his cane.
“You’re even throwing away your last chance.”
“last chance? Hahaha, you’ve finally lost your mind.”
“There is no justification for taking something precious from someone else because of their beliefs.”
“this guy!”
“You will be punished from heaven.”
“this person···!”
“I’ll just go. master.”
Choi Kyung-hoon, who was opening the door, paused for a moment and turned around.
“I will definitely receive that apology in the afterlife.”
Not long after Choi Kyung-hoon left, Cho Young-hwan’s impression took a turn for the worse.
‘My son-in-law wasn’t out of his mind. ··· But why did you do that?’
It didn’t feel good.
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